245/35R20 vs 245/40R20

245/40R20 is 0.96 in (24.5 mm) taller than 245/35R20, a +3.61% diameter difference. With the speedometer set for 245/35R20, an indicated 60 mph is 62.2 mph on 245/40R20.

Is this a safe swap?

Diameter difference +3.61%: outside the ±3% guideline

By overall diameter alone, 245/40R20 falls outside the ±3% range commonly used as a guideline when replacing 245/35R20; speedometer and ride-height changes are larger. This check uses diameter only. It does not assess load index, speed rating, wheel width or clearance.

Side profile and tread width, drawn to the same scale.

245/35R20 vs 245/40R20 differences
Measurement	245/35R20	245/40R20	Difference	% diff
Overall diameter	26.75 in (679.5 mm)	27.72 in (704.0 mm)	+0.96 in (+24.5 mm)	+3.61%
Sidewall height	3.38 in (85.8 mm)	3.86 in (98.0 mm)	+0.48 in (+12.3 mm)	+14.29%
Section width	9.65 in (245.0 mm)	9.65 in (245.0 mm)	0.00 in (0.0 mm)	0.00%
Circumference	84.04 in (2,134.7 mm)	87.07 in (2,211.7 mm)	+3.03 in (+77.0 mm)	+3.61%
Revolutions per mile	754	728	−26	−3.48%

True speed with the speedometer calibrated for 245/35R20
Indicated	Actual on 245/35R20	Actual on 245/40R20	Difference
30 mph	30.0 mph	31.1 mph	+1.1 mph
60 mph	60.0 mph	62.2 mph	+2.2 mph
75 mph	75.0 mph	77.7 mph	+2.7 mph

Ride-height change: 245/40R20 raises the vehicle by 0.48 in (12.3 mm) at the axle (half the +24.5 mm diameter difference).

245/40R20 is 0.96 in taller than 245/35R20 and the same width, a 3.61% difference in overall diameter.

With the speedometer calibrated for 245/35R20, an indicated 60 mph is actually 62.2 mph on 245/40R20, and revolutions per mile change from 754 to 728.

Both sizes mount on 20-inch wheels.

Size pages

Other comparisons with 245/35R20

Other comparisons with 245/40R20

Source: Calculated from standard tire geometry formulas. Verified 2026-09-27. How these numbers are calculated.